• 1 can refried beans
• 1 can green chilis
• 2 cups monterey jack cheese
• 2 cups cheddar cheese, (velveta best)
• 3/4 cup taco sauce
• 1/2 cup sliced black olives, or to taste
• 1 Teaspoon lemon juice
• 1 cup sour cream
• tortilla or nacho chips

Brown ground beef, add onion and cook until tender. Drain fat, add salt and pepper to taste. Spread refried beans in a 10"x13" baking dish. Top with meat. Place green chilis on top. Mix monterey jack and cheddar cheese together and sprinkle on top. Drizzle taco sauce over evenly and bake uncovered 20-25 minutes 400 degrees. Remove from oven. Mix black olive with lemon juice and spread them on top. Cover with sour cream and serve at once
with chips.

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